The Millionaire Fastlane Summary MJ De Marco


Have you ever wondered how someone bought a luxury car like a limousine at the young age of 22?  How can one live a comfortable and brilliant life despite retiring at the age of 30?

MJ De Marco 

Do you think that a person can retire at a young age by earning a significant amount of money?

So the answer is "yes", it is possible.  Retiring at the age of 60-65 is common but you can prove it false.

You can become a young millionaire.  Most of the people in the desire that someday they will become rich, how much they struggle every day, many times their whole life goes out of it.

You can save yourself from this. Even at a young age, you can do all those Aisha comfort experiences on your own.

You can watch your children grow up, fulfil their hobbies, enjoy this beautiful life without any worries and roam the whole world.  And the biggest thing is, you can live your life openly on your terms.

In this Book, you will know about the misconception that we have about money. After reading this, you will understand that there is no point in becoming rich after passing your entire life.  This luxury, this money is something to enjoy in youth.

Three types of strategies are described in this book. You will learn about their imports and shortcomings. Of these three, it is only Fastlane's strategy that takes you on the path of success and money.

Money is not obtained by looking at your destination, but by focusing on the path that leads you there.

This exciting journey will also convince you that real wealth is not what gives you the power to buy expensive things, but true wealth is hidden in the support of family, good health and free life.

This book will tell you the technique of earning a lot of money at an early age.  So are you ready for it?  So let's start without delay.

The Great Deception

There has been a stereotyped attitude of getting rich for centuries, find a job, save money, reduce expenses, invest money in mutual funds and one day you will become rich. But in doing so, 25 or 30  It can also take years.

According to this, you will continue to work hard like a kohl bull all your life, only because you can become rich when you are old?  But will you make so much money in old age after your youth is over?

By living in this way, you not only lose your youth but also waste your time, health and freedom.  Let's understand it with a story.

An investment banker from Chicago shared his experience in Fastlane's forum.  When he was 23 years old, he had a good job.

Along with the salary, they used to get a good commission as well.  The banker said that whenever he would see some people living a life of luxury and running expensive sports fours, they would feel irritated with their jobs. 

And they were not young boys and girls but people around 50.

Then he said that once a 52-year-old man told him that by the time you can afford a luxury car, you will not be able to enjoy it. 

Health begins to deteriorate with age, desires start decreasing and you make money.  To save you lose that age of your life which you will never get back.

The Road Trip To Wealth

Most of us do not understand money properly. Money is not an event, it is a process.  You have to go through a process to become rich.

It is like a road trip but you need to enjoy this path instead of just focusing on your destination.  So your destination is your event and this journey is that process.

Now three important things are needed to go on this journey.  The first one is the car, which you are yourself because only you decide where you want to go.  

The second thing is which path you choose to reach your destination, then it is your choices and the third thing is the speed at which speed you start applying your ideas.

Once the author of this book, MJ DeMarco, along with some of his friends, was going from Chicago to South Florida via road trip.  On the way, his car broke down.  He was still far away from his destination and got stuck on the way.

This happened because he was focusing on his floor and not on that journey.  He did not pay attention to all these important things before leaving, petrol, car engine, roadmap.

If he had taken care of these important things, he would have reached his destination comfortably without any trouble.

So always remember that it is important to reach the destination, but if you ignore other things or choose the wrong path, then there can be a lot of difficulties on the way to reach the destination. 

Therefore, if you pay attention to the path, then you will reach your destination in due time.

Imagine that one day you read a blog in which it is written that a young boy sold his company for $ 30 million.  

Now, this is an event that everyone is discussing and praising, but no one knows about the hard work behind it.

No one knows how much time and energy the man would have given to that work without resting day and night.

When someone gets success, everyone has their eyes on it, but no one knows about the long journeys and struggles behind that success. 

But the truth is that those events are possible only because of that journey and that process.  Was found to be.

Once an athlete signed a $ 50 million contract to play a game of pro basketball.  This was an event that everyone saw.

But after a few minutes of signing the contract, that athlete did not become rich.  He worked very hard to make his name, went on a long journey and got that contract.

He practised for hours to improve his skill, fell thousands of times, not knowing how many times he had to undergo surgery because of his wound.

How do you think he would have got it all easily?  No, he too was rejected several times, he also failed several times.  

He saw all kinds of good and bad days and these sour-sweet experiences took his journey to his destination.

Let's say you want to make cookies.  You go to the kitchen and mix sugar and flour in a bowl.

What do you think will happen?  Will you close your eyes and the cookies will be ready automatically?  No, nothing like this is going to happen. 

Unless you put everything in the bowl of cookies, you will not follow every instruction given in a recipe, then cookies cannot be made.

So success is also like a recipe, you cannot get wealth till you take care of the important things. If any ingredient is left then the recipe gets spoiled. So pay attention to every aspect then you will get extra ordinal success.

The Sidewalk Roadmap

Let us now understand the roadmap.  MJ has explained that there are three types of roadmaps. The first is the sidewalk roadmap that leads you to cash straits and poverty. Those who follow it are called sidewalks.

These people do not make any financial plan in life.  They blow their income due to their daily expenses and sometimes wasteful expenses.  

They do not plan for their future tomorrow and often they have to go on daily income. Therefore, due to lack of discipline and poor financial management, this sidewalk leads the person to poverty.

Now there are two types of side walkers income-poor and income-rich. The net worth of such people is zero or negative. Research has shown that 85% of Americans fall in this category.

Neither they have any savings, nor money nor any deposit. Not only this, but these people also have very heavy loans, which include car loans, home loans, personal loans.  

But still, you will get to see the latest flat-screen TVs, mobiles, gadgets with the latest technology in their house.

These are not the necessities of life.  Yes, you can call them hobbies.  Income-poor sidewalks do not save money for the future.  

Neither do they plan anything for their old age and neither for any emergency of life. They just waste all their money to show off.

Therefore, this path is not safe for the journey of life because if you stumble in the way then you will not get a chance to recover.  

This stumbling block can be anything like missing a job, increasing interest rate, having an accident from a clown, falling prey to some disease or a recession in the world.

It has happened that such people have a brand new luxury car but do not have health insurance. 

Now in such a situation, if there is an accident in their life, then they will have to pay money from their pocket, which will inflict more debt on them and then they will be entangled in this never-ending poverty trap.

Now let's talk about income-rich side-walkers.  Once upon a time, there was a rapper who gave two hit rap songs in just three years and he became quite famous. 

But very soon he went bankrupt. You will be surprised to hear that he was earning $ 4 million every month but still  His financial condition became very bad. This was also the reason for this, the Poor Management Skill.

Famous actor, the musician often spends long money to maintain his looks.  They wear expensive designer clothes, live in luxurious homes and drive expensive cars. Seeing all these things, we feel that they live in comfort and fun, right?

But have you ever thought about how much it would cost to maintain such a lifestyle?  And the problem starts from here.

They spend more than they earn.  Suppose they earn 50 $ every month, then their expenses will be at least 60 $. That is why they are never able to deposit money. 

A small failure in his career costs him dearly. Despite releasing many blockbuster songs, a flop song or film can ruin him.

Has Your Wealth Been Toxified?

We often measure wealth by the things we have.  But this view is wrong.  Wealth trinity is the right way to know the worth of money.  As the name makes sense, it includes three things - family, fitness and freedom.

First of all, wealth means a deep and strong relationship with your family.  The second is a healthy and fit body.  

There is nothing more valuable than a healthy and strong body. And the third is freedom. It is about freedom to make a decision and live life in your way.

There are also two types of money.  Genuine and fake or artificial.  Counterfeit money means the illusion of money. It ruins real money.  Let's understand the difference with the help of an exam.

There was an apartment near the expressway. Looking at that apartment it looked like it needed repair. Its colour was blurred, it was torn from place to place. 

MJ used to see him often while going to the gym.  In the parking lot of that old apartment, he saw a very expensive luxury car parked.  They used to wonder about the owner of that car.

If he can afford a $ 60,000 car, then he will be very rich.  But if he is so rich, then why live in an apartment whose condition is so bad?  He should live in a luxurious bungalow.

So its secret was that the owner of that car was not rich at all, he just wanted to look rich.  This is called Artificial Wealth. This is when you are not really money rich but pretend to be money rich.

Let's hear another story that will prove that no one is going to get money due to expensive things. The real wealth is your family, good health and freedom.

Henry Sukrano worked in a large pharmaceutical company.  He was earning well there. After some time, Henry bought his dream house, which cost $ 1.8 million.


The luxurious bungalow had a swimming pool, a garage as large as five vehicles, stables to keep horses, and everything you could imagine in a bungalow. Henry felt that by staying there he was very rich.

One day, due to the politics in the company, his work started to be fingered.  Now he was asked to do more work than before. Henry had to travel daily to go to work.

His entire day would either be spent working or sleeping.  Henry had bought his favourite house to enjoy it and to be relaxed and now he was not getting even a moment's rest.

In the affair of buying this house, his relationships and his health were severely affected. He did not have time for his wife and children.  He started living in stress all the time.

He was trapped in this lifestyle of his comfort, which had taken away his freedom, his peace.

So what do you understand?  Henry only wanted to show how rich he is, so he bought such an expensive house.

But in reality, he could not affirm it.  Now he continued to work to bear the expenses of the house, which had taken away his peace, freedom.  This is how artificial wealth destroys real money.

Misuse Money and Money Will Misuse You

It has often been seen that the more money a person has, the more his loan increases because the more you start earning, 

the more you start spending, which increases the loan.  Now you are busy working day and night only to repay this loan.

By working too much, you get stressed, you become irritable, which has a bad effect on your relationships, your health.  

That is why it is said that money cannot buy happiness for you. Money can make your life easy but it is not necessary that it can also make you happy.

If there is freedom with money, then it gives happiness.  Money should not be used just to fulfil your wishes.  Let us now know what the consequences can be if you miss the money.

After completing MJ graduation, he started working in construction labour.  This work was a bit tiresome but the salary was good.  

MJ had to face heavy traffic to reach the site every day.  This work was a bit challenging, but MJ continued to work there to earn more money.

After some time, a large amount of money was accumulated from his saved money, now MJ started thinking of himself as rich.  

He decided to live and elevate his life and bought an expensive sports car. He started feeling that this expensive car is a status symbol for his money.

After some time MJ started to get tired of his work.  They began to feel that this work was difficult and all their time was spent in it.  He used to feel very tired.

But MJ was forced to continue his job. He realized that he could not leave his job even if he wanted to because his expenses had increased so much.  

He understood for the first time that the sports car was not his status symbol but a termite that ended his happiness.

To understand this in more depth, let's hear another story.  There was a man who forcefully collected money by blackmailing people.  By doing this, he used to earn $ 2,14,000 in a year.  

According to this, he should have a lot of money.  But when he was asked, he said that he was completely ruined.

He had left his wife and due to a court order, he had to pay $ 6,000 to his wife every month.  Apart from this, there were many loans on his head.  He blackmailed people so that he could gain freedom and happiness.  

But he could never achieve this because he had misused his money and now the money was taking him on the wrong path.

He had money but he was still in debt.  He was trying to buy happiness from the money earned from blackmailing.  But such happiness lasts for a very short time.  

He did not realize that the debt had made him a slave for money and he wanted freedom from that slavery.

Wealth Demands Accountability

Have you heard of hitchhiking?  Hitch-hiking means getting out on the journey but taking a lift from others on the way. 

 Now it is very risky and dangerous.  Many people do this not only during a journey but also in their life where they hand over control of their financial plan to others.

In this, your financial decision is taken by someone else.  Such people often become helpless and dependent on others.

The way to avoid this is to take responsibility, become responsible.  Being responsible means that you accept your mistakes.  It also means that you do not repeat the mistake.

One day, MJ was having dinner in a restaurant with a friend of his.  She told MJ that her identity card was lost due to which she was very upset.  MJ asked how this happened, he said that his purse was stolen in a restaurant in Mexico. 

There were many other important papers along with the identity card in that purse, and he was greatly damaged by the theft.  

He said that he had put the purse on the table when suddenly someone came and picked up the purse and ran away.

It is explained in this story that it was the fault of the woman that her purse was stolen.  Knowing that there were important papers in the purse, he carelessly put them on such a table.  The most surprising thing was that his purse was stolen earlier too.

Instead of accepting his mistake and learning from him, he repeated that mistake.  She had a habit of keeping her purse on the table.  This means hitchhiking. 

That woman was making herself a Victim. This was his fault.  Whatever happened, he should have avoided repeating it by taking responsibility for it.

The Lie You have Been Sold: The Lie You Being Been Sold: The Slow lane

Sloweners come after the sidewalks.  

Now Sloane is better than sidewalks.  Side-walkers live in today, neither do they care about tomorrow nor any planning.

They do not take responsibility for anything.  The Slovenes, by accepting their mistake, do not think of repeating it.  These people, in the wish of a bright future, make their Sacrifice today.  

They work hard day and night to save money for their future.  But no one knows what will happen in the future.

Money should be enjoyed in youth when we all have both passion and desire. When you grow old, what will you do with this amount of money?  Let's understand it from Joe's story.

Which was a teenager whose dream was to earn a lot of money.  He always kept reading finance books so that he could learn how to earn more money. 

The same old things were written in books that get a good job, save money, reduce expenses and one day you will become rich.

Joe followed this advice.  He completed law studies and started working in a law firm.  He became so busy with his work that he did not have time for his family and friends.

He kept busy with the Friday work and did not rest on weekends as well, but used to prepare for the coming week.

After working for 12 years in his job, he started getting bored with his job.  But he was forced to work there because he was told that he was going to get a promotion very soon after which all his troubles would go away. 

So Joe continued his job there with the hope that he would get rich soon.

He just kept dreaming of enjoying life by getting rich.

But one day Joe died due to a sudden heart attack.  He was just 51 years old.  Joe followed the Sloane roadmap.  

He devoted his entire youth to work.  Neither did he ever give time to the family nor was he ever satisfied with his life.

He did not fulfil his wishes because he was so busy earning money and saving for the future.  But that future never came and he died the first time he became rich.

Wealth’s Shortcut: The Fastlane

So we saw that in both the sidewalk and the slow road roadmap, you have to either secure your youth or your retirement.  Another way to save both of them is the Fastlane Roadmap.

This is such an amazing option in which you can enjoy both your youth and your old age. By following this path you can become a millennial even at a young age. But you will not get anything sitting there, you will have to work hard. 

The only difference is that to become rich, you will not have to wait till old age, but you will get its result very soon.  Let's understand it with a story.

An Egyptian king had two nephews, Chuma and Azur.  They were both 18 years old.  One day, the king asked his two nephews to build a pyramid.  

He promised them that the one who succeeded in building the first pyramid would be given the throne of the king and a lot of money.  Both started their work immediately.

Azur started lifting heavy stones and placing them in a square shape.  It took him a year to build the base of the pyramid.

But the plot of Chuma was empty till now.  Neither was there any stone nor did he start working.  Chuma was busy making a special kind of device.

Azur continued in his work and his first level was completed.  Now it became very difficult for him to keep lifting heavy stones at the second level.  Therefore, Azur decided to increase his strength.  He went to a trainer to become strong.

Meanwhile, Chuma had built his lifting machine.

It took the machine 30 times less time to move a stone.  The work that took Azur two months to complete, was completed by Chuma in two days.  

Chuma built his pyramid at the age of 26. As promised, the king handed over the throne to him.  He had become so rich at such a young age that he never had to work again in life.

Azur was following Sloane and Chuma chose the path of Fastlane.  Azur worked hard to be successful but Chuma achieved success with great wisdom.  Chuma retired at an early age and enjoyed his life to the fullest.


So in this book, you learned that you can be made very rich even at a young age.  You also learned about three different roadmaps.  Now you must have understood that only Fastlane can make you rich at a young age.

In this book, you also understood that expensive cars, luxury bangles and expensive gadgets do not make you rich.  It has become a status symbol just to show off.  Real wealth is the freedom to live as we like.  

The relationship and love you earn in your life is real wealth. A healthy body is your greatest wealth.

In this journey, you also learned that you are the driver of your car on the road to make money.  You can never make money without taking responsibility.  You have to make your decision yourself, you have to become responsible.

You should believe that you can be rich even at a young age. So take a decision after thinking carefully and choose the path of fastening and take your step towards wealth and enjoy this beautiful life and the world.

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